Adverse Credit or Bad Credit is a widely used term from someone that may have had an issue with their finances in the past or having issues with their finances now. This could be late payments, missed payments, Defaults, County Court Judgements, IVA’s, Bankruptcy’s and Debt Management Plans.
This would normally mean it has had a negative impact on an individual’s credit score and file which may stop you getting a mortgage from a high street lender.
We are specialists in this field and your Adviser will be able to discuss your situation with you to establish what mortgages are available to you moving forward or using a mortgage as a vehicle to get back on track or to stop finances getting out of control.
We are independent with access to the whole of the market including a growing number of specialist lenders who offer mortgages in this market place.
If you are not aware of what the issue is then we recommend getting a credit report from www.checkmyfile.com
Enquire now about Adverse Credit
Your home may be repossessed if you do not keep up repayments on your mortgage. Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
*This is a lifetime mortgage scheme. To understand the features and risks, ask for a personalised illustration.
Service you can trust
MCBs knowledge of the financial market is superb. They give honest advice in a way that is easy to understand. We have always found them easily contactable and quick to answer any questions or queries we have. I have never received anything but first class standard from them.
Sonia in Norwich
Excellent fact finding and customer understanding in first instance. Worked tirelessly to find right products which I felt were not only competitive but explained the small detail, which is so often overlooked. Paul also gave a long term view/strategy. An all round first class service.
Andy in Norwich
Great firm, honest, pragmatic and professional advice. I've always found Mark and his team to be really helpful - a rare find in an often bureaucratic industry, highly recommended!
James in Norfolk
Customer at the heart of everything
When dealing with MCB, I've felt they put the customer at the heart of everything they do. In my own personal experience I received excellent customer service for my own mortgage, they sat down with me to understand my needs and showed a genuine interest on helping me achieve this. I was kept up to date throughout the whole mortgage process and would thoroughly recommend MCB to anyone needing guidance/reassurance on help their finances.
Matthew in Norwich
Mark and the team are superb. No silly jargon, no hard sell, just good old fashioned customer service and advice. Highly recommended, and will use them again and again. They have already helped me on several occasions. I have also recommended them to friends and colleagues.
Richard in Suffolk