General Insurance / Buildings & Contents Insurance
Having buildings insurance is mandatory when taking a mortgage, regardless of whether you’re buying a property or remortgaging. If you are purchasing a leasehold property, this may be covered by a maintenance charge. If you are purchasing a freehold property, the buildings insurance will more than likely need to be covered by you.
It is a condition of every mortgage offer that buildings insurance is in place. If you are purchasing a freehold property, you will need buildings insurance in place for the exchange of contracts.
Aside from the mandatory aspect, insuring your property and contents is important. Imagine having to rebuild your property or replace all of your contents following a flood or fire. Our advised service will be able to guide you through the process, ensuring your property and contents are covered to the right level, at the right time.
We offer bespoke high quality 5 star defaqto policies to ensure you are have the best cover possible so your are protected.
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